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Retail Credit Analyst, TD Auto Finance, Michigan
Category: Banking, Insurance , Education
  • Your pay will be discussed at your interview

Job code: lhw-e0-88386526

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  Job posted:   Mon Apr 16, 2018
  Distance to work:   ? miles
  1 Views, 0 Applications  
Retail Credit Analyst, TD Auto Finance, Michigan
**Auto req ID** 195451BR
**Job Title** Retail Credit Analyst, TD Auto Finance, Michigan
**Job Status** Full Time
**Province/State** Michigan
**City1** Farmington Hills
**Location** Farmington Hills Headquarters
**Business line** TD Auto Finance
**Job Category - Primary** Auto Finance
**Job Category(s)** Auto Finance
Finance Accounting
Operations & Underwriting
**TD Description**
**About TD Bank, America's Most Convenient Bank®**
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit at Find TD Bank on Facebook at and on Twitter at .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit at .
**Department Overview**
The Retail Credit Analyst analyzes consumer retail applications following and adhering to the procedures and policies set-forth by the company in a consistent and repeatable manner. The Analyst is evaluated on performance metrics to acquire business to generate profit for the organization while ensuring compliance to mitigate risk. This job will provide excellent customer service while effectively communicating credit decisions to clients to support company's competitive advantage.

Job Description**

oPerforms in-depth analysis, investigation and decisioning on retail and lease credit applications based on the company risk policy and 4 C's of credit and then educate and communicate decisions to appropriate dealers and business clients

oPerforms detailed verification and documentation for all applications that meet the approval criteria

o Provides superior customer service while building professional rapport with clients to sustain acceptable cashing ratios and a balanced portfolio mix

oEnsures compliance to all corporate standards, processes and procedures outlined in the Credit Policy Manual and set forth by management

oExecutes client level strategies as outlined by management

oAssists clients and the funding department in any contract problems and funding issues that may occur

oEngages in appropriate credit training, personnel development and coaching exercises as designated by management

**Job Requirements**

oBachelor's degree or 2 yrs automotive finance experience required

oProven ability to review and interpret credit reports preferred

oThorough understanding of Federal and State legislation affecting the finance and insurance business preferred

oComplete knowledge of Credit Policy and applicable processes and procedures relating to risk and consumer credit operations preferred

**Hours** Tue-Sat, noon to 9:00 p.m.


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

****Province/State (Primary)** Michigan

**City (Primary)** Farmington Hills

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